Giuseppe LICCARDO | Banking and Insurance Contracts.

cod. 0222200042

BANKING AND INSURANCE CONTRACTS.

	0222200042
	DEPARTMENT OF ECONOMICS AND STATISTICS
	EQF7
	ECONOMICS
	2024/2025

CURRICULUM ECONOMICS AND FINANCE

	OBBLIGATORIO
	YEAR OF COURSE 1
	YEAR OF DIDACTIC SYSTEM 2018
	AUTUMN SEMESTER

TEACHING UNITS

	SSD	CFU	HOURS	ACTIVITY	TYPE OF ACTIVITY
	IUS/04	10	60	LESSONS	COMPULSORY SUBJECTS, CHARACTERISTIC OF THE CLASS

PROFESSORS

	MARCELLO D'AMBROSIO T Curriculum
	GIUSEPPE LICCARDO Curriculum

EXAMS

Exam	Date	Session
D'AMBROSIO	15/04/2025 - 10:00	SESSIONE ORDINARIA
D'AMBROSIO	04/06/2025 - 10:00	SESSIONE ORDINARIA
D'AMBROSIO	08/07/2025 - 10:00	SESSIONE ORDINARIA
D'AMBROSIO	10/09/2025 - 10:00	SESSIONE DI RECUPERO

	Objectives
	KNOWLEDGE AND UNDERSTANDING: STUDENTS ARE ACQUAINTED WITH A COMPLETE KNOWLEDGE OF PRIVATE LAW FUNDAMENTAL PRINCIPLES AND RULES, THROUGHOUT A JURISPRUDENTIAL AND CASE LAW APPROACH AND PROBLEMATIC METHOD. THE COURSE PROVIDES STUDENTS WITH CONCEPTUAL INSTRUMENTS FUNCTIONAL AND HIGH CRITICAL CAPACITY RELATED NOT ONLY TO THE CIVIL LAW ISSUES BUT ALSO TO THE OTHER FIELDS OF LAW. APPLYING KNOWLEDGE AND UNDERSTANDING: STUDENTS WILL HAVE THE CAPACITY TO APPLY THEORETICAL KNOWLEDGE TO CONCRETE SITUATIONS AND TO COMBINE IT WITH THE SPECIFIC CONCEPTS THAT THEY WILL LEARN DURING THEIR FURTHER STUDIES. STUDENTS WILL HAVE THE CAPACITY TO REPRESENT AND DISCUSS EFFECTIVELY THE RESULTS OF THEIR WORK, USING LITERATURE AND NATIONAL AND INTERNATIONAL ON-LINE DATA BASES.

KNOWLEDGE AND UNDERSTANDING: STUDENTS ARE ACQUAINTED WITH A COMPLETE KNOWLEDGE OF PRIVATE LAW FUNDAMENTAL PRINCIPLES AND RULES, THROUGHOUT A JURISPRUDENTIAL AND CASE LAW APPROACH AND PROBLEMATIC METHOD. THE COURSE PROVIDES STUDENTS WITH CONCEPTUAL INSTRUMENTS FUNCTIONAL AND HIGH CRITICAL CAPACITY RELATED NOT ONLY TO THE CIVIL LAW ISSUES BUT ALSO TO THE OTHER FIELDS OF LAW. APPLYING KNOWLEDGE AND UNDERSTANDING: STUDENTS WILL HAVE THE CAPACITY TO APPLY THEORETICAL KNOWLEDGE TO CONCRETE SITUATIONS AND TO COMBINE IT WITH THE SPECIFIC CONCEPTS THAT THEY WILL LEARN DURING THEIR FURTHER STUDIES. STUDENTS WILL HAVE THE CAPACITY TO REPRESENT AND DISCUSS EFFECTIVELY THE RESULTS OF THEIR WORK, USING LITERATURE AND NATIONAL AND INTERNATIONAL ON-LINE DATA BASES.

	Prerequisites
	THE PROGRAM HAS BEEN DRAWN UP IN COORDINATION WITH PROGRAMS OF OTHER LEGAL, ECONOMIC AND BUSINESS SUBJECTS

	Contents
	1. SOURCES OF BANKING AND INSURANCE CONTRACTS (3 HOURS); 2. ESSENTIAL ELEMENTS OF CONTRACTS (2 HOURS); 3. NEGOTIATIONS, GOOD FAITH AND PRE-CONTRACTUAL RESPONSIBILITY (3 HOURS); 4. ACCIDENTAL ELEMENTS OF CONTRACTS (2 HOURS); 5. STANDARDIZED NEGOTIATION: GENERAL CONTRACT CONDITIONS, FORMS AND FORMS (3 HOURS); 6. REGULATION OF «CONSUMER CONTRACTS» (3 HOURS); 7. NULLITY OF PROTECTION (3 HOURS); 8. UNFAIR CLAUSES IN CONTRACTS BETWEEN PROFESSIONALS - STA AND CONSUMER (3 HOURS); 9. BANKING CONTRACTS: PASSIVE TRANSACTIONS (3 HOURS) 10. ACTIVE OPERATIONS (3 HOURS) 11. BANKING TRANSACTIONS IN CURRENT ACCOUNTS AND DOCUMENTARY CREDITS (3 HOURS) 12. SAFETY DEPOSITS AND STORAGE OF SECURITIES IN ADMINISTRATION (2 HOURS) 13. SWAP (2 HOURS) 14. ACCESS CONDITIONS AND CONDITIONS FOR OPERATION OF THE INSURANCE BUSINESS (3 HOURS); 15. INSURANCE INTERMEDIARIES (2 HOURS); 16. INSURANCE AND REINSURANCE (2 HOURS); 17. INSURANCE CONTRACT (3 HOURS); 18. SYNALLAGMA, HAZARD, DURATION AND CHARGES IN THE INSURANCE CONTRACT (2 HOURS); 19. DURATION AND CONVENTIONS IN THE INSURANCE CONTRACT (3 HOURS) 20. RISK AND REWARD (3 HOURS); 21. DAMAGE INSURANCE (2 HOURS); 22. ASSET AND CREDIT INSURANCE (2 HOURS); 23. LIFE AND DAMAGE INSURANCE (3 HOURS).

Contents

1. SOURCES OF BANKING AND INSURANCE CONTRACTS (3 HOURS);
2. ESSENTIAL ELEMENTS OF CONTRACTS (2 HOURS);
3. NEGOTIATIONS, GOOD FAITH AND PRE-CONTRACTUAL RESPONSIBILITY (3 HOURS);
4. ACCIDENTAL ELEMENTS OF CONTRACTS (2 HOURS);
5. STANDARDIZED NEGOTIATION: GENERAL CONTRACT CONDITIONS, FORMS AND FORMS (3 HOURS);
6. REGULATION OF «CONSUMER CONTRACTS» (3 HOURS);
7. NULLITY OF PROTECTION (3 HOURS);
8. UNFAIR CLAUSES IN CONTRACTS BETWEEN PROFESSIONALS -
STA AND CONSUMER (3 HOURS);
9. BANKING CONTRACTS: PASSIVE TRANSACTIONS (3 HOURS)
10. ACTIVE OPERATIONS (3 HOURS)
11. BANKING TRANSACTIONS IN CURRENT ACCOUNTS AND DOCUMENTARY CREDITS (3 HOURS)
12. SAFETY DEPOSITS AND STORAGE OF SECURITIES IN ADMINISTRATION (2 HOURS)
13. SWAP (2 HOURS)
14. ACCESS CONDITIONS AND CONDITIONS FOR OPERATION OF THE INSURANCE BUSINESS (3 HOURS);
15. INSURANCE INTERMEDIARIES (2 HOURS);
16. INSURANCE AND REINSURANCE (2 HOURS);
17. INSURANCE CONTRACT (3 HOURS);
18. SYNALLAGMA, HAZARD, DURATION AND CHARGES IN THE INSURANCE CONTRACT (2 HOURS);
19. DURATION AND CONVENTIONS IN THE INSURANCE CONTRACT (3 HOURS)
20. RISK AND REWARD (3 HOURS);
21. DAMAGE INSURANCE (2 HOURS);
22. ASSET AND CREDIT INSURANCE (2 HOURS);
23. LIFE AND DAMAGE INSURANCE (3 HOURS).

	Teaching Methods
	LECTURES, SEMINARS ALSO HELD BY LECTURERS FROM FOREIGN UNIVERSITIES AND PRACTITIONERS, EXERCISES AND DISCUSSION ON CASE LAW.

	Verification of learning
	THE ACHIEVEMENT OF THE TEACHING GOALS IS VERIFIED WITH AN EVALUATION TEST IN THIRTIETHS. THE EVALUATION AIMS TO ASCERTAIN THE LEVEL OF UNDERSTANDING AND KNOWLEDGE ACHIEVED BY THE STUDENT ON THE CONTENTS INDICATED IN THE PROGRAM, HIS MASTERY OF THE METHODOLOGICAL TOOLS, AS WELL AS HIS ABILITY TO APPLY KNOWLEDGE TO SOLVE THEORETICAL AND PRACTICAL PROBLEMS. THE EXAM FORESEES AN ORAL TEST IN WHICH WILL BE POSSIBLE QUESTIONS OPEN WITH OPEN ANSWER ON THE ENTIRE TEACHING PROGRAM. THE ORAL TEST WILL TAKE PLACE IN THE DATES PROVIDED BY THE CALENDAR AND HAS A DURATION OF 30 MINUTES. THE TEST IS INTENDED TO BE EXCEEDED WITH A MINIMUM OF 18/30. THE MAXIMUM EVALUATION OF 30/30 IS AWARDED WHEN THE STUDENT DEMONSTRATES A COMPLETE AND IN-DEPTH KNOWLEDGE OF THE THEORETICAL CONTENTS, AS WELL AS AN EXCELLENT ABILITY TO LINK THE LEGISLATIVE REFERENCES TO THE STUDY CONTEXT. PRAISE IS GIVEN WHEN THE STUDENT SHOWS A SIGNIFICANT MASTERY OF THE THEORETICAL AND OPERATIONAL CONTENT, PRESENTING THE TOPICS WITH CONSIDERABLE OWNERSHIP OF LANGUAGE AND AUTONOMOUS PROCESSING SKILLS EVEN IN CONTEXTS DIFFERENT FROM THOSE PROPOSED BY THE PROFESSOR.

Verification of learning

THE ACHIEVEMENT OF THE TEACHING GOALS IS VERIFIED WITH AN EVALUATION TEST IN THIRTIETHS. THE EVALUATION AIMS TO ASCERTAIN THE LEVEL OF UNDERSTANDING AND KNOWLEDGE ACHIEVED BY THE STUDENT ON THE CONTENTS INDICATED IN THE PROGRAM, HIS MASTERY OF THE METHODOLOGICAL TOOLS, AS WELL AS HIS ABILITY TO APPLY KNOWLEDGE TO SOLVE THEORETICAL AND PRACTICAL PROBLEMS.
THE EXAM FORESEES AN ORAL TEST IN WHICH WILL BE POSSIBLE QUESTIONS OPEN WITH OPEN ANSWER ON THE ENTIRE TEACHING PROGRAM. THE ORAL TEST WILL TAKE PLACE IN THE DATES PROVIDED BY THE CALENDAR AND HAS A DURATION OF 30 MINUTES. THE TEST IS INTENDED TO BE EXCEEDED WITH A MINIMUM OF 18/30.
THE MAXIMUM EVALUATION OF 30/30 IS AWARDED WHEN THE STUDENT DEMONSTRATES A COMPLETE AND IN-DEPTH KNOWLEDGE OF THE THEORETICAL CONTENTS, AS WELL AS AN EXCELLENT ABILITY TO LINK THE LEGISLATIVE REFERENCES TO THE STUDY CONTEXT. PRAISE IS GIVEN WHEN THE STUDENT SHOWS A SIGNIFICANT MASTERY OF THE THEORETICAL AND OPERATIONAL CONTENT, PRESENTING THE TOPICS WITH CONSIDERABLE OWNERSHIP OF LANGUAGE AND AUTONOMOUS PROCESSING SKILLS EVEN IN CONTEXTS DIFFERENT FROM THOSE PROPOSED BY THE PROFESSOR.

	Texts
	MANUALE DI DIRITTO DEI CONSUMI A CURA DI GIOVANNI PERLINGIERI, LORENZO MEZZASOMA E MARCO ANGELONE, NAPOLI, 2024. P. CORRIAS, IL CONTRATTO DI ASSICURAZIONE. PROFILI FUNZIONALI E STRUTTURALI, NAPOLI, 2016.

	More Information
	SUGGESTED READINGS CASE LAW, SLIDES

Lessons Timetable

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Giuseppe LICCARDO | Banking and Insurance Contracts.